The AI Operating System for Banks

Run AI across the entire bank with sovereign data, full governance, and complete control. Live in weeks.

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meAI Control Center on a fictional Gulf Islamic Bank: campaigns in flight, what customers are chatting about, customer sentiment and exceptions, with six governance controls in force
The architecture

One Sovereign Layer
Every AI Application

Every one of them runs through the same guardrails, the same approval queue and the same audit log, inside your own environment.

meAI sovereign AI layer connecting customer assistants, copilots, operations, risk, fraud, wealth and contact centers across the bank
Customer assistants
Employee copilots
Operations
Risk
Marketing
Wealth
Contact centers
Governance and oversight

AI Control Center
your team's intelligence Hub

Built by bankers, for bankers, giving your teams unified intelligence, control and compliance in a single system

meAI Control Center on a laptop, showing the Agent 360 screen with live agent status, guardrail checks and the approval queue
Customer assistance

Meet meAssistant
your bank's AI-intelligence layer

meAssistant powers real-time insights, personalized recommendations, and fully explainable financial guidance, all within your existing channels.

meAssistant answering “How am I doing this month?” in a bank’s app, flagging subscription spending of BHD 11.500 and coffee spending 40% above usual

Predictive insights

Flags overspending and suggests fixes.

Personalized coaching

Turn small wins into big progress with smart, personalized saving plans.

Smart nudges

Spots unused subscriptions and suggests cancelling them.

Investing insights

Help customers make personalized financial decisions.

Cash-flow alerts

Warns about cash shortfalls ahead of time.

Deployable capabilities

Plug & Play Microservices

meAI provides modular, API-ready AI services that can be deployed independently or as part of the full operating system, designed for regulated environments.

Data enrichment

Turns transactions into categorized, merchant-rich insights.

Fraud & AML

Detects anomalies, risk patterns, and suspicious behavior.

Marketing intelligence

Identifies customer opportunities and next-best offers.

PFM & CX intelligence

Powers smart nudges, financial wellness, and retention.

Under your brand

White-labeled apps. Built on meAI

Banks launch AI-native apps under their own brand, built on the meAI operating system. Toggle between Next-Gen and Youth Banking to explore.

Next-Gen banking app: monthly spending insights with a category breakdown, BHD 32.905 spent in JanuaryNext-Gen banking app home screen: total balance BHD 195.580 with top up, send and recent activityNext-Gen banking app card screen: virtual card with show, freeze and settings controls and today’s transactions

Smart budgeting

Set spending limits and stay on budget stress free

Spending insights

See where your money goes, and how to make it go further.

Cashback & rewards

Get rewarded for your everyday spending. No points, just real savings.

Split bills easily

Share costs with friends and family without awkward math or reminders.

Youth banking app: financial education lessons on spending, earning and savings with a rewards balanceYouth banking app home screen: available balance BHD 70.310, request money and send, a learning quiz and a monthly allowance of BHD 20.000Youth banking app card screen: a young customer’s virtual card with show, freeze and design controls

Their first real card

Their own app and card, with freedom to explore and built-in safety to learn.

Spending with awareness

They see where money goes, and what every choice really means.

Save now, buy later

Set goals, build habits, and experience the power of patience.

Earning through effort

Link chores and challenges to real rewards. Money means more when it’s earned.

Security and control

Compliant by design.
Ethical by default.

PDPL-compliant data handling

ISO 27001

Sovereign, fully in your control

Governed, auditable AI

Encryption and privacy by design

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Let’s redefine banking together

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