The AI Operating System for Banks

Sovereign AI across the whole bank. Your data, your products, your rules.

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meAI Control Center on a fictional Gulf Islamic Bank: campaigns in flight, what customers are chatting about, customer sentiment and exceptions, with six governance controls in force
The architecture

Every AI Application
One Sovereign Layer

Every one of them runs through the same guardrails, the same approval queue and the same audit log, inside your own environment.

meAI sovereign AI layer connecting customer assistants, copilots, operations, risk, fraud, wealth and contact centers across the bank
Customer assistants
Employee copilots
Operations
Risk
Marketing
Wealth
Contact centers
Governance and oversight

AI Control Center
your team's intelligence Hub

Built by bankers, for bankers, giving your teams unified intelligence, control and compliance in a single system

meAI Control Center on a laptop, showing the Agent 360 screen with live agent status, guardrail checks and the approval queue
Customer assistance

Meet meAssistant
Your customers ask. Their accounts answer.

What they spent, what is due, what they can afford, in plain language, with the basis for every answer. Runs inside your app, under your brand, on your infrastructure.

meAssistant answering “How am I doing this month?” in a bank’s app, flagging subscription spending of BHD 11.500 and coffee spending 40% above usual

Spending insights

Answers "where did my money go" with categorised, merchant-level detail.

Savings coaching

Suggests a monthly saving plan the customer can actually keep.

Smart nudges

Spots unused subscriptions and duplicate charges, and offers to fix them.

Product guidance

Explains which products the customer is eligible for, and why. Basis shown.

Upcoming payments

Warns days before a payment is due if the balance will not cover it.

Deployable capabilities

Plug & Play Microservices

Deploy one service or the whole system.

meAI provides modular, API-ready AI services that can be deployed independently or as part of the full operating system, designed for regulated environments.

Data enrichment

Turns transactions into categorized, merchant-rich insights.

Fraud & AML

Detects anomalies, risk patterns, and suspicious behavior.

Marketing intelligence

Identifies customer opportunities and next-best offers.

PFM & CX intelligence

Powers smart nudges, financial wellness, and retention.

Under your brand

AI-native banking apps.Built on meAI

Everyday and youth banking experiences, launched under your brand. meAssistant inside, every AI decision governed by your Control Center. Arabic and English, iOS and Android.

Next-Gen banking app: monthly spending insights with a category breakdown, BHD 32.905 spent in JanuaryNext-Gen banking app home screen: total balance BHD 195.580 with top up, send and recent activityNext-Gen banking app card screen: virtual card with show, freeze and settings controls and today’s transactions
AI-native experiences, shown in the meAI demo brand. Ships in yours.

Ask your bank

meAssistant inside the app: "what can I afford this month" answered from the customer's own accounts.

Spending insights

Every transaction categorised and merchant-enriched by meAI data enrichment.

Offers with a reason

Next best offer surfaces only when the Control Center approves it, with the basis shown.

Cashback and split bills

The everyday features customers expect, without points schemes or interest.

Youth banking app: financial education lessons on spending, earning and savings with a rewards balanceYouth banking app home screen: available balance BHD 70.310, request money and send, a learning quiz and a monthly allowance of BHD 20.000Youth banking app card screen: a young customer’s virtual card with show, freeze and design controls
AI-native experiences, shown in the meAI demo brand. Ships in yours.

Their first account, your next generation

An AI-native card and app for under-18s, so the relationship starts before they choose a bank.

Parents approve, meAI explains

Spending limits, chores-to-rewards and requests, each with a plain reason the parent sees.

Saving goals, no interest

Goal-based saving built for Islamic and conventional banks alike.

Financial literacy built in

Every choice shown with what it really means, a habit not a lecture.

Security and control

Compliant by design.
Ethical by default.

PDPL-compliant data handling

ISO 27001

Sovereign, fully in your control

Governed, auditable AI

Encryption and privacy by design

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Let’s redefine banking together

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